While there are many lenders in the area, I work with many talented and sincere professionals who can help you buy the home of your dreams.

Lucia Briden
Sr. Mortgage Consultant
MMS, Mortgage Services
MMBA Affiliate of the Year
Direct: 1-800-945-4506 x 131
Email : Lucia.briden@membermortgage. com

With over 20 Years of Mortgage Related Experience, I can offer you a full
range of Mortgage Programs from:

• Governmental Programs: FHA, VA
• Rural Development Programs - 100% Financing!
• Conventional Programs
• In-House; Underwriting, Funding and Servicing!
• Down Payment Assistant Programs

MMS, Mortgage Services has been in business since 1986. MMS has served
Credit Unions and their members here in the State of Michigan with the Best
Mortgage Programs available. For a Free Analysis - Mortgages Made Easy with MMS - Contact Lucia Today!

Flagstar Bank
3233 Fairlane Drive
Allen Park, MI 48101

John S. Voran
Senior Loan Officer
Cell: 313-732-8601
E-Fax: 877-377-6235

• Working in the Mortgage business for 15 years
• Specializing in First Time Home Buyer Programs
• Knowledgeable in Conventional Programs
• Using FHA Guidelines, credit flaws are acceptable
• Offering free, confidential pre-approvals and credit analysis
• Competitive Interest Rates
• Available 7 days a week by appointment

Email address: john.voran@flagstar.com

How much can you afford?